Nebraska Homeowners Insurance:
Home, Renters, & Condo
Whether you’re looking to insure your home, condo, or belongings as a renter, NR Insurance has you covered. We’ll help you find the policy that best matches your needs.
Insure Your Home
Everyone’s home is different. Our NR Insurance agents make sure to take your individual needs into account when choosing a policy. We’ll help you meet your budget goals and achieve peace of mind knowing that your assets are protected.
Homeowners and Condo Insurance
Whether you live in a home or a condo, we’ve got you covered. There are a couple of differences between homeowners and condo insurance, mainly that homeowners insurance extends to the whole property, not just the actual building.
Dwelling coverage protects both the interior and exterior of the home. If the physical structure of the residence is damaged, dwelling coverage helps pay to repair it. With condo insurance, this only applies to the interior, since the exterior is often the condo association’s responsibility.
Liability coverage protects the owner if anyone should be injured while visiting the property. It’ll help cover legal and medical costs if the owner is found responsible for the incident.
Personal Property Coverage
Finally, personal property coverage reimburses you should any of your belongings be damaged or destroyed (in a covered loss).
Renters insurance typically covers the same damages as homeowners and condo insurance, but with one key difference. It doesn’t offer dwelling coverage. That’s typically the responsibility of the landlord.
These plans are typically less expensive than homeowners and condo insurance since there’s less to cover. As a renter, it’s important to protect your belongings in the case of natural disaster, theft, or other damage.
Get the Best Homeowners Insurance in Omaha Today
So, renters, condo, or homeowners insurance is a great investment, and NR Insurance can help you choose the policy that’s right for you. We’re committed to helping you find a plan that fits your budget and needs. Give us a call today to start exploring your options.